/*
Theme Name: Debt Help Center
Theme URI: https://debthelpcenter.com
Author: Debt Help Center
Author URI: https://debthelpcenter.com
Description: A professional WordPress theme for debt help and financial advisory services, featuring city-wise advisor listings for US and UK, blog sections, and affiliate lead generation.
Version: 1.0.0
Requires at least: 5.8
Tested up to: 6.5
Requires PHP: 5.6
License: GNU General Public License v2 or later
License URI: https://www.gnu.org/licenses/gpl-2.0.html
Text Domain: debthelpcenter
Tags: debt, finance, advisory, listings, blog, affiliate
*/

/* ============================================================
   CSS CUSTOM PROPERTIES
   ============================================================ */
:root {
  --clr-primary: #0B3D91;
  --clr-primary-dark: #072a66;
  --clr-primary-light: #1a56c4;
  --clr-accent: #E8A020;
  --clr-accent-dark: #c4841a;
  --clr-success: #1a7a4a;
  --clr-uk: #C8102E;
  --clr-uk-dark: #a00d25;
  --clr-us: #0B3D91;
  --clr-text: #1a1f2e;
  --clr-text-light: #4a5568;
  --clr-text-muted: #718096;
  --clr-bg: #f7f9fc;
  --clr-bg-white: #ffffff;
  --clr-border: #e2e8f0;
  --clr-border-light: #edf2f7;

  --font-display: 'Playfair Display', Georgia, serif;
  --font-body: 'DM Sans', 'Helvetica Neue', sans-serif;
  --font-mono: 'JetBrains Mono', monospace;

  --radius-sm: 6px;
  --radius-md: 12px;
  --radius-lg: 20px;
  --radius-xl: 32px;

  --shadow-sm: 0 1px 3px rgba(0,0,0,0.08), 0 1px 2px rgba(0,0,0,0.04);
  --shadow-md: 0 4px 16px rgba(0,0,0,0.08), 0 2px 6px rgba(0,0,0,0.04);
  --shadow-lg: 0 12px 40px rgba(0,0,0,0.12), 0 4px 12px rgba(0,0,0,0.06);
  --shadow-xl: 0 24px 64px rgba(0,0,0,0.14), 0 8px 24px rgba(0,0,0,0.08);

  --transition: 0.25s cubic-bezier(0.4, 0, 0.2, 1);
  --transition-slow: 0.45s cubic-bezier(0.4, 0, 0.2, 1);

  --container-max: 1240px;
  --container-pad: clamp(16px, 4vw, 40px);
}

/* ============================================================
   RESET & BASE
   ============================================================ */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; font-size: 16px; }

body {
  font-family: var(--font-body);
  color: var(--clr-text);
  background: var(--clr-bg);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; height: auto; display: block; }
a { color: inherit; text-decoration: none; transition: color var(--transition); }
ul { list-style: none; }

.container {
  max-width: var(--container-max);
  margin-inline: auto;
  padding-inline: var(--container-pad);
}

.sr-only {
  position: absolute; width: 1px; height: 1px;
  padding: 0; margin: -1px; overflow: hidden;
  clip: rect(0,0,0,0); border: 0;
}

/* ============================================================
   TYPOGRAPHY
   ============================================================ */
h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-display);
  line-height: 1.2;
  font-weight: 700;
  color: var(--clr-text);
}

h1 { font-size: clamp(2.2rem, 5vw, 3.8rem); }
h2 { font-size: clamp(1.7rem, 3.5vw, 2.6rem); }
h3 { font-size: clamp(1.2rem, 2.5vw, 1.6rem); }
h4 { font-size: 1.15rem; }

p { margin-bottom: 1em; color: var(--clr-text-light); }
p:last-child { margin-bottom: 0; }

.section-label {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: var(--font-body);
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--clr-accent);
  margin-bottom: 16px;
}

.section-label::before {
  content: '';
  display: block;
  width: 24px;
  height: 2px;
  background: var(--clr-accent);
  border-radius: 2px;
}

.section-title {
  margin-bottom: 12px;
}

.section-subtitle {
  font-size: 1.05rem;
  color: var(--clr-text-light);
  max-width: 560px;
  margin-bottom: 0;
}

/* ============================================================
   BUTTONS
   ============================================================ */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 14px 28px;
  border-radius: var(--radius-md);
  font-family: var(--font-body);
  font-size: 0.95rem;
  font-weight: 600;
  cursor: pointer;
  transition: all var(--transition);
  border: 2px solid transparent;
  text-decoration: none;
  white-space: nowrap;
}

.btn-primary {
  background: var(--clr-accent);
  color: #fff;
  border-color: var(--clr-accent);
  box-shadow: 0 4px 14px rgba(232,160,32,0.35);
}

.btn-primary:hover {
  background: var(--clr-accent-dark);
  border-color: var(--clr-accent-dark);
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(232,160,32,0.4);
  color: #fff;
}

.btn-outline-white {
  background: transparent;
  color: #fff;
  border-color: rgba(255,255,255,0.6);
}

.btn-outline-white:hover {
  background: rgba(255,255,255,0.12);
  border-color: #fff;
  color: #fff;
  transform: translateY(-2px);
}

.btn-outline {
  background: transparent;
  color: var(--clr-primary);
  border-color: var(--clr-primary);
}

.btn-outline:hover {
  background: var(--clr-primary);
  color: #fff;
  transform: translateY(-2px);
}

.btn-sm {
  padding: 10px 20px;
  font-size: 0.88rem;
}

.btn-lg {
  padding: 18px 36px;
  font-size: 1.05rem;
  border-radius: var(--radius-lg);
}

.btn svg { width: 18px; height: 18px; flex-shrink: 0; }

/* ============================================================
   HEADER / NAV
   ============================================================ */
.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: rgba(255,255,255,0.97);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--clr-border);
  box-shadow: 0 2px 12px rgba(0,0,0,0.06);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 72px;
  gap: 32px;
}

.site-logo {
  display: flex;
  align-items: center;
  gap: 10px;
  font-family: var(--font-display);
  font-size: 1.35rem;
  font-weight: 700;
  color: var(--clr-primary);
  flex-shrink: 0;
}

.logo-icon {
  width: 40px;
  height: 40px;
  background: linear-gradient(135deg, var(--clr-primary), var(--clr-primary-light));
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
}

.logo-icon svg { width: 22px; height: 22px; color: #fff; }

.logo-text span { color: var(--clr-accent); }

.main-nav { display: flex; align-items: center; gap: 4px; }

.main-nav a {
  padding: 8px 16px;
  border-radius: var(--radius-sm);
  font-size: 0.92rem;
  font-weight: 500;
  color: var(--clr-text-light);
  transition: all var(--transition);
  position: relative;
}

.main-nav a:hover,
.main-nav a.active {
  color: var(--clr-primary);
  background: rgba(11,61,145,0.07);
}

.nav-dropdown {
  position: relative;
}

.nav-dropdown > a::after {
  content: '▾';
  margin-left: 4px;
  font-size: 0.75rem;
}

.dropdown-menu {
  position: absolute;
  top: calc(100% + 8px);
  left: 0;
  background: #fff;
  border: 1px solid var(--clr-border);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-lg);
  min-width: 220px;
  padding: 8px;
  opacity: 0;
  visibility: hidden;
  transform: translateY(-8px);
  transition: all var(--transition);
  z-index: 100;
}

.nav-dropdown:hover .dropdown-menu {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.dropdown-menu a {
  display: block;
  padding: 10px 16px;
  border-radius: var(--radius-sm);
  font-size: 0.9rem;
  color: var(--clr-text-light);
}

.dropdown-menu a:hover {
  background: var(--clr-bg);
  color: var(--clr-primary);
}

.header-actions {
  display: flex;
  align-items: center;
  gap: 12px;
  flex-shrink: 0;
}

.country-switcher {
  display: flex;
  background: var(--clr-bg);
  border-radius: var(--radius-sm);
  padding: 3px;
  gap: 2px;
  border: 1px solid var(--clr-border);
}

.country-btn {
  padding: 5px 12px;
  border-radius: 4px;
  font-size: 0.8rem;
  font-weight: 600;
  cursor: pointer;
  border: none;
  background: transparent;
  color: var(--clr-text-muted);
  transition: all var(--transition);
  font-family: var(--font-body);
}

.country-btn.active-us {
  background: var(--clr-us);
  color: #fff;
}

.country-btn.active-uk {
  background: var(--clr-uk);
  color: #fff;
}

.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 8px;
  background: none;
  border: none;
}

.hamburger span {
  width: 24px;
  height: 2px;
  background: var(--clr-text);
  border-radius: 2px;
  transition: all var(--transition);
  display: block;
}

/* ============================================================
   HERO SECTION
   ============================================================ */
.hero {
  position: relative;
  min-height: 92vh;
  display: flex;
  align-items: center;
  overflow: hidden;
  background: linear-gradient(135deg, #041d4a 0%, #0B3D91 45%, #1a56c4 100%);
}

.hero-bg-pattern {
  position: absolute;
  inset: 0;
  pointer-events: none;
  overflow: hidden;
}

.hero-bg-pattern::before {
  content: '';
  position: absolute;
  top: -20%;
  right: -10%;
  width: 700px;
  height: 700px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(232,160,32,0.15) 0%, transparent 70%);
}

.hero-bg-pattern::after {
  content: '';
  position: absolute;
  bottom: -10%;
  left: -5%;
  width: 500px;
  height: 500px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(26,86,196,0.3) 0%, transparent 70%);
}

.hero-grid-lines {
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(255,255,255,0.03) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,0.03) 1px, transparent 1px);
  background-size: 60px 60px;
}

.hero-inner {
  position: relative;
  z-index: 2;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
  padding-block: 80px;
}

.hero-content { color: #fff; }

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(232,160,32,0.2);
  border: 1px solid rgba(232,160,32,0.4);
  color: #f0c060;
  padding: 6px 16px;
  border-radius: 100px;
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.05em;
  margin-bottom: 24px;
}

.hero-badge-dot {
  width: 6px;
  height: 6px;
  background: var(--clr-accent);
  border-radius: 50%;
  animation: pulse 2s infinite;
}

@keyframes pulse {
  0%, 100% { opacity: 1; transform: scale(1); }
  50% { opacity: 0.6; transform: scale(0.85); }
}

.hero-title {
  font-size: clamp(2.4rem, 5vw, 4rem);
  color: #fff;
  margin-bottom: 20px;
  line-height: 1.15;
}

.hero-title .highlight {
  color: var(--clr-accent);
  position: relative;
}

.hero-title .highlight::after {
  content: '';
  position: absolute;
  bottom: -4px;
  left: 0;
  right: 0;
  height: 3px;
  background: var(--clr-accent);
  border-radius: 2px;
  opacity: 0.5;
}

.hero-description {
  font-size: 1.1rem;
  color: rgba(255,255,255,0.78);
  margin-bottom: 36px;
  max-width: 520px;
  line-height: 1.7;
}

.hero-ctas {
  display: flex;
  align-items: center;
  gap: 16px;
  flex-wrap: wrap;
  margin-bottom: 48px;
}

.hero-stats {
  display: flex;
  gap: 32px;
  flex-wrap: wrap;
  padding-top: 32px;
  border-top: 1px solid rgba(255,255,255,0.15);
}

.hero-stat-value {
  font-family: var(--font-display);
  font-size: 1.8rem;
  font-weight: 700;
  color: #fff;
  line-height: 1;
}

.hero-stat-label {
  font-size: 0.78rem;
  color: rgba(255,255,255,0.6);
  margin-top: 4px;
  letter-spacing: 0.04em;
}

/* Hero Search Card */
.hero-search-card {
  background: rgba(255,255,255,0.97);
  border-radius: var(--radius-xl);
  padding: 36px;
  box-shadow: var(--shadow-xl);
  backdrop-filter: blur(10px);
}

.search-card-title {
  font-family: var(--font-display);
  font-size: 1.3rem;
  color: var(--clr-text);
  margin-bottom: 6px;
}

.search-card-subtitle {
  font-size: 0.88rem;
  color: var(--clr-text-muted);
  margin-bottom: 24px;
}

.search-tabs {
  display: flex;
  background: var(--clr-bg);
  border-radius: var(--radius-sm);
  padding: 4px;
  margin-bottom: 20px;
  border: 1px solid var(--clr-border);
}

.search-tab {
  flex: 1;
  padding: 10px;
  text-align: center;
  border-radius: 6px;
  font-size: 0.88rem;
  font-weight: 600;
  cursor: pointer;
  transition: all var(--transition);
  color: var(--clr-text-muted);
  border: none;
  background: none;
  font-family: var(--font-body);
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
}

.search-tab.active-us {
  background: var(--clr-us);
  color: #fff;
  box-shadow: var(--shadow-sm);
}

.search-tab.active-uk {
  background: var(--clr-uk);
  color: #fff;
  box-shadow: var(--shadow-sm);
}

.form-group {
  margin-bottom: 16px;
}

.form-label {
  display: block;
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--clr-text);
  margin-bottom: 6px;
  letter-spacing: 0.02em;
}

.form-control {
  width: 100%;
  padding: 12px 16px;
  border: 1.5px solid var(--clr-border);
  border-radius: var(--radius-sm);
  font-family: var(--font-body);
  font-size: 0.92rem;
  color: var(--clr-text);
  background: #fff;
  transition: border-color var(--transition);
  outline: none;
}

.form-control:focus {
  border-color: var(--clr-primary);
  box-shadow: 0 0 0 3px rgba(11,61,145,0.1);
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
}

.search-card-note {
  font-size: 0.78rem;
  color: var(--clr-text-muted);
  text-align: center;
  margin-top: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 4px;
}

/* ============================================================
   TRUST BAR
   ============================================================ */
.trust-bar {
  background: #fff;
  border-bottom: 1px solid var(--clr-border);
  padding: 20px 0;
}

.trust-bar-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  flex-wrap: wrap;
}

.trust-item {
  display: flex;
  align-items: center;
  gap: 10px;
  color: var(--clr-text-light);
  font-size: 0.88rem;
  font-weight: 500;
}

.trust-icon {
  width: 36px;
  height: 36px;
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: rgba(11,61,145,0.08);
  color: var(--clr-primary);
  flex-shrink: 0;
}

.trust-icon svg { width: 18px; height: 18px; }

.trust-divider {
  width: 1px;
  height: 32px;
  background: var(--clr-border);
}

/* ============================================================
   HOW IT WORKS
   ============================================================ */
.how-it-works {
  padding: 100px 0;
  background: #fff;
}

.section-header {
  text-align: center;
  margin-bottom: 60px;
}

.section-header .section-label { justify-content: center; }
.section-header .section-subtitle { margin-inline: auto; }

.steps-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 8px;
  position: relative;
}

.steps-grid::before {
  content: '';
  position: absolute;
  top: 32px;
  left: calc(12.5% + 32px);
  right: calc(12.5% + 32px);
  height: 2px;
  background: linear-gradient(90deg, var(--clr-primary) 0%, var(--clr-accent) 100%);
  border-radius: 2px;
  z-index: 0;
}

.step-card {
  text-align: center;
  padding: 32px 20px;
  position: relative;
  z-index: 1;
}

.step-number {
  width: 64px;
  height: 64px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
  font-family: var(--font-display);
  font-size: 1.3rem;
  font-weight: 700;
  background: linear-gradient(135deg, var(--clr-primary), var(--clr-primary-light));
  color: #fff;
  box-shadow: 0 6px 20px rgba(11,61,145,0.3);
  position: relative;
  z-index: 2;
}

.step-card:nth-child(4) .step-number {
  background: linear-gradient(135deg, var(--clr-accent-dark), var(--clr-accent));
  box-shadow: 0 6px 20px rgba(232,160,32,0.3);
}

.step-card h4 {
  font-size: 1rem;
  margin-bottom: 8px;
  font-family: var(--font-body);
  font-weight: 700;
}

.step-card p {
  font-size: 0.88rem;
  margin: 0;
  color: var(--clr-text-muted);
}

/* ============================================================
   ADVISOR LISTINGS
   ============================================================ */
.advisors-section {
  padding: 100px 0;
  background: var(--clr-bg);
}

.advisors-header {
  display: flex;
  align-items: flex-end;
  justify-content: space-between;
  margin-bottom: 40px;
  gap: 20px;
  flex-wrap: wrap;
}

.country-tabs {
  display: flex;
  background: #fff;
  border-radius: var(--radius-md);
  padding: 5px;
  gap: 4px;
  border: 1px solid var(--clr-border);
  box-shadow: var(--shadow-sm);
}

.country-tab {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 10px 24px;
  border-radius: 8px;
  font-size: 0.9rem;
  font-weight: 600;
  cursor: pointer;
  transition: all var(--transition);
  color: var(--clr-text-muted);
  border: none;
  background: none;
  font-family: var(--font-body);
}

.country-tab .flag { font-size: 1.1rem; }

.country-tab.tab-us.active {
  background: var(--clr-us);
  color: #fff;
  box-shadow: 0 4px 12px rgba(11,61,145,0.3);
}

.country-tab.tab-uk.active {
  background: var(--clr-uk);
  color: #fff;
  box-shadow: 0 4px 12px rgba(200,16,46,0.3);
}

.city-filter {
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
  margin-bottom: 36px;
}

.city-btn {
  padding: 7px 18px;
  border-radius: 100px;
  font-size: 0.82rem;
  font-weight: 600;
  cursor: pointer;
  transition: all var(--transition);
  border: 1.5px solid var(--clr-border);
  background: #fff;
  color: var(--clr-text-light);
  font-family: var(--font-body);
}

.city-btn.active,
.city-btn:hover {
  border-color: var(--clr-primary);
  background: var(--clr-primary);
  color: #fff;
}

.advisors-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(340px, 1fr));
  gap: 24px;
}

.advisor-card {
  background: #fff;
  border-radius: var(--radius-lg);
  padding: 28px;
  border: 1.5px solid var(--clr-border-light);
  transition: all var(--transition);
  position: relative;
  overflow: hidden;
}

.advisor-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--clr-primary), var(--clr-primary-light));
  transform: scaleX(0);
  transform-origin: left;
  transition: transform var(--transition);
}

.advisor-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: rgba(11,61,145,0.15);
}

.advisor-card:hover::before { transform: scaleX(1); }

.advisor-card.uk-card::before {
  background: linear-gradient(90deg, var(--clr-uk), #e8375a);
}

.card-header {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  margin-bottom: 16px;
}

.advisor-rank {
  width: 36px;
  height: 36px;
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-display);
  font-size: 1rem;
  font-weight: 700;
  background: linear-gradient(135deg, var(--clr-primary), var(--clr-primary-light));
  color: #fff;
  flex-shrink: 0;
}

.advisor-rank.rank-1 {
  background: linear-gradient(135deg, #b8860b, var(--clr-accent));
  box-shadow: 0 3px 10px rgba(232,160,32,0.3);
}

.advisor-rank.rank-2 {
  background: linear-gradient(135deg, #6b7280, #9ca3af);
}

.advisor-rank.rank-3 {
  background: linear-gradient(135deg, #92400e, #b45309);
}

.advisor-badges {
  display: flex;
  gap: 6px;
  flex-wrap: wrap;
}

.badge {
  padding: 4px 10px;
  border-radius: 100px;
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.03em;
}

.badge-featured {
  background: rgba(232,160,32,0.15);
  color: #8a5c0a;
  border: 1px solid rgba(232,160,32,0.3);
}

.badge-verified {
  background: rgba(26,122,74,0.12);
  color: var(--clr-success);
  border: 1px solid rgba(26,122,74,0.25);
}

.badge-free {
  background: rgba(11,61,145,0.1);
  color: var(--clr-primary);
  border: 1px solid rgba(11,61,145,0.2);
}

.advisor-name {
  font-family: var(--font-display);
  font-size: 1.15rem;
  margin-bottom: 4px;
  color: var(--clr-text);
}

.advisor-city {
  font-size: 0.82rem;
  color: var(--clr-text-muted);
  display: flex;
  align-items: center;
  gap: 4px;
  margin-bottom: 14px;
}

.advisor-city svg { width: 13px; height: 13px; }

.advisor-rating {
  display: flex;
  align-items: center;
  gap: 6px;
  margin-bottom: 14px;
}

.stars {
  display: flex;
  gap: 2px;
  color: var(--clr-accent);
}

.stars svg { width: 14px; height: 14px; }

.rating-value {
  font-size: 0.88rem;
  font-weight: 700;
  color: var(--clr-text);
}

.rating-count {
  font-size: 0.78rem;
  color: var(--clr-text-muted);
}

.advisor-specialties {
  display: flex;
  gap: 6px;
  flex-wrap: wrap;
  margin-bottom: 16px;
}

.specialty-tag {
  padding: 4px 10px;
  background: var(--clr-bg);
  border: 1px solid var(--clr-border);
  border-radius: 100px;
  font-size: 0.75rem;
  color: var(--clr-text-light);
  font-weight: 500;
}

.advisor-meta {
  display: flex;
  gap: 16px;
  padding: 14px 0;
  border-top: 1px solid var(--clr-border-light);
  border-bottom: 1px solid var(--clr-border-light);
  margin-bottom: 16px;
}

.meta-item {
  font-size: 0.8rem;
  color: var(--clr-text-muted);
  display: flex;
  align-items: center;
  gap: 4px;
}

.meta-item svg { width: 13px; height: 13px; color: var(--clr-primary); }

.meta-item strong {
  color: var(--clr-text);
  font-weight: 600;
}

.advisor-actions {
  display: flex;
  gap: 10px;
}

.advisor-actions .btn { flex: 1; justify-content: center; }

/* ============================================================
   BLOG SECTION
   ============================================================ */
.blog-section {
  padding: 100px 0;
  background: #fff;
}

.blog-categories {
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
  margin-bottom: 40px;
}

.cat-btn {
  padding: 8px 20px;
  border-radius: 100px;
  font-size: 0.85rem;
  font-weight: 600;
  cursor: pointer;
  transition: all var(--transition);
  border: 1.5px solid var(--clr-border);
  background: transparent;
  color: var(--clr-text-light);
  font-family: var(--font-body);
}

.cat-btn.active, .cat-btn:hover {
  border-color: var(--clr-primary);
  background: var(--clr-primary);
  color: #fff;
}

.blog-grid {
  display: grid;
  grid-template-columns: 2fr 1fr;
  gap: 28px;
}

.blog-card {
  background: #fff;
  border-radius: var(--radius-lg);
  border: 1.5px solid var(--clr-border-light);
  overflow: hidden;
  transition: all var(--transition);
}

.blog-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: rgba(11,61,145,0.12);
}

.blog-card-featured {
  grid-row: span 2;
}

.blog-img {
  width: 100%;
  aspect-ratio: 16/9;
  background: linear-gradient(135deg, #0B3D91, #1a56c4);
  position: relative;
  overflow: hidden;
}

.blog-img.debt-consolidation { background: linear-gradient(135deg, #0B3D91, #1a56c4); }
.blog-img.debt-advice { background: linear-gradient(135deg, #1a7a4a, #22a05e); }
.blog-img.iva-bankruptcy { background: linear-gradient(135deg, #7c3aed, #9f5af5); }
.blog-img.credit-score { background: linear-gradient(135deg, #C8102E, #e8375a); }
.blog-img.budgeting { background: linear-gradient(135deg, #c4841a, #e8a020); }

.blog-img-text {
  position: absolute;
  inset: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-display);
  font-size: 3rem;
  color: rgba(255,255,255,0.25);
  font-weight: 700;
}

.blog-card-featured .blog-img { aspect-ratio: 4/3; }

.blog-card-body { padding: 24px; }

.blog-category {
  display: inline-block;
  padding: 4px 12px;
  border-radius: 100px;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  margin-bottom: 12px;
}

.cat-debt-consolidation { background: rgba(11,61,145,0.1); color: var(--clr-primary); }
.cat-debt-advice { background: rgba(26,122,74,0.12); color: var(--clr-success); }
.cat-iva-bankruptcy { background: rgba(124,58,237,0.1); color: #7c3aed; }
.cat-credit-score { background: rgba(200,16,46,0.1); color: var(--clr-uk); }
.cat-budgeting { background: rgba(232,160,32,0.15); color: #8a5c0a; }

.blog-title {
  font-size: 1.08rem;
  color: var(--clr-text);
  margin-bottom: 10px;
  line-height: 1.35;
  font-family: var(--font-display);
}

.blog-card-featured .blog-title { font-size: 1.4rem; }

.blog-excerpt {
  font-size: 0.88rem;
  color: var(--clr-text-muted);
  margin-bottom: 16px;
  line-height: 1.6;
  display: -webkit-box;
  -webkit-line-clamp: 3;
  -webkit-box-orient: vertical;
  overflow: hidden;
}

.blog-meta {
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: 0.78rem;
  color: var(--clr-text-muted);
}

.blog-meta span {
  display: flex;
  align-items: center;
  gap: 4px;
}

.blog-meta svg { width: 12px; height: 12px; }

.blog-sidebar { display: flex; flex-direction: column; gap: 28px; }

/* ============================================================
   CTA SECTION
   ============================================================ */
.cta-section {
  padding: 80px 0;
  background: linear-gradient(135deg, #041d4a 0%, #0B3D91 60%, #1a56c4 100%);
  position: relative;
  overflow: hidden;
}

.cta-section::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -10%;
  width: 500px;
  height: 500px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(232,160,32,0.12) 0%, transparent 70%);
}

.cta-inner {
  position: relative;
  z-index: 1;
  text-align: center;
  color: #fff;
}

.cta-inner h2 {
  color: #fff;
  margin-bottom: 16px;
}

.cta-inner p {
  color: rgba(255,255,255,0.72);
  max-width: 520px;
  margin-inline: auto;
  margin-bottom: 36px;
  font-size: 1.05rem;
}

.cta-buttons {
  display: flex;
  gap: 16px;
  justify-content: center;
  flex-wrap: wrap;
}

/* ============================================================
   FOOTER
   ============================================================ */
.site-footer {
  background: #0d1728;
  color: rgba(255,255,255,0.7);
  padding-top: 72px;
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 48px;
  padding-bottom: 60px;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}

.footer-brand .site-logo { color: #fff; margin-bottom: 16px; }

.footer-desc {
  font-size: 0.88rem;
  line-height: 1.7;
  margin-bottom: 24px;
  color: rgba(255,255,255,0.55);
}

.footer-social {
  display: flex;
  gap: 10px;
}

.social-btn {
  width: 38px;
  height: 38px;
  border-radius: 8px;
  background: rgba(255,255,255,0.08);
  display: flex;
  align-items: center;
  justify-content: center;
  color: rgba(255,255,255,0.6);
  transition: all var(--transition);
  border: 1px solid rgba(255,255,255,0.1);
}

.social-btn:hover {
  background: var(--clr-primary);
  color: #fff;
  border-color: var(--clr-primary);
}

.social-btn svg { width: 16px; height: 16px; }

.footer-col-title {
  font-family: var(--font-body);
  font-size: 0.82rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.4);
  margin-bottom: 18px;
}

.footer-links { display: flex; flex-direction: column; gap: 10px; }

.footer-links a {
  font-size: 0.88rem;
  color: rgba(255,255,255,0.6);
  transition: color var(--transition);
  display: flex;
  align-items: center;
  gap: 6px;
}

.footer-links a:hover { color: #fff; }

.footer-links a::before {
  content: '→';
  font-size: 0.75rem;
  opacity: 0;
  transform: translateX(-4px);
  transition: all var(--transition);
}

.footer-links a:hover::before {
  opacity: 1;
  transform: translateX(0);
}

.footer-bottom {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 24px 0;
  flex-wrap: wrap;
  gap: 12px;
}

.footer-copy {
  font-size: 0.82rem;
  color: rgba(255,255,255,0.35);
}

.footer-legal {
  display: flex;
  gap: 20px;
}

.footer-legal a {
  font-size: 0.82rem;
  color: rgba(255,255,255,0.4);
  transition: color var(--transition);
}

.footer-legal a:hover { color: rgba(255,255,255,0.8); }

.disclaimer-bar {
  background: rgba(0,0,0,0.2);
  padding: 12px 0;
}

.disclaimer-text {
  font-size: 0.75rem;
  color: rgba(255,255,255,0.3);
  text-align: center;
  line-height: 1.6;
}

/* ============================================================
   STATS SECTION
   ============================================================ */
.stats-section {
  padding: 80px 0;
  background: linear-gradient(135deg, var(--clr-primary), var(--clr-primary-light));
  color: #fff;
}

.stats-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 40px;
}

.stat-item { text-align: center; }

.stat-number {
  font-family: var(--font-display);
  font-size: 2.8rem;
  font-weight: 700;
  color: #fff;
  line-height: 1;
  margin-bottom: 8px;
}

.stat-number span { color: var(--clr-accent); }

.stat-label {
  font-size: 0.9rem;
  color: rgba(255,255,255,0.7);
}

/* ============================================================
   AFFILIATE NOTICE / DISCLOSURE
   ============================================================ */
.affiliate-notice {
  background: rgba(232,160,32,0.08);
  border: 1px solid rgba(232,160,32,0.25);
  border-radius: var(--radius-md);
  padding: 14px 20px;
  margin-bottom: 32px;
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: 0.82rem;
  color: var(--clr-text-light);
}

.affiliate-notice svg {
  width: 18px;
  height: 18px;
  color: var(--clr-accent);
  flex-shrink: 0;
}

/* ============================================================
   NEWSLETTER
   ============================================================ */
.newsletter-section {
  padding: 80px 0;
  background: var(--clr-bg);
}

.newsletter-card {
  background: #fff;
  border-radius: var(--radius-xl);
  padding: 60px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
  border: 1.5px solid var(--clr-border-light);
  box-shadow: var(--shadow-md);
}

.newsletter-form {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.newsletter-form-row {
  display: flex;
  gap: 12px;
}

.newsletter-form .form-control { flex: 1; }

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media (max-width: 1024px) {
  .hero-inner { grid-template-columns: 1fr; gap: 40px; }
  .hero-search-card { max-width: 540px; }
  .steps-grid { grid-template-columns: repeat(2, 1fr); }
  .steps-grid::before { display: none; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .stats-grid { grid-template-columns: repeat(2, 1fr); gap: 32px; }
  .blog-grid { grid-template-columns: 1fr; }
  .blog-card-featured { grid-row: span 1; }
  .newsletter-card { grid-template-columns: 1fr; padding: 40px; }
}

@media (max-width: 768px) {
  .main-nav, .header-actions { display: none; }
  .hamburger { display: flex; }

  .hero { min-height: auto; }
  .hero-inner { padding-block: 60px; }
  .hero-stats { gap: 20px; }

  .advisors-grid { grid-template-columns: 1fr; }
  .steps-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .stats-grid { grid-template-columns: 1fr 1fr; }
  .form-row { grid-template-columns: 1fr; }
  .trust-bar-inner { justify-content: center; }
  .trust-divider { display: none; }
  .hero-ctas { flex-direction: column; }
  .hero-ctas .btn { width: 100%; justify-content: center; }
}

@media (max-width: 480px) {
  .advisors-header { flex-direction: column; align-items: flex-start; }
  .stats-grid { grid-template-columns: 1fr 1fr; }
  .newsletter-form-row { flex-direction: column; }
}

/* ============================================================
   ANIMATIONS
   ============================================================ */
@keyframes fadeInUp {
  from { opacity: 0; transform: translateY(24px); }
  to { opacity: 1; transform: translateY(0); }
}

.fade-in-up {
  animation: fadeInUp 0.6s ease forwards;
}

.delay-1 { animation-delay: 0.1s; }
.delay-2 { animation-delay: 0.2s; }
.delay-3 { animation-delay: 0.3s; }
.delay-4 { animation-delay: 0.4s; }

/* Intersection observer animations */
.animate-on-scroll {
  opacity: 0;
  transform: translateY(20px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}

.animate-on-scroll.visible {
  opacity: 1;
  transform: translateY(0);
}